Medical & hospital care
Physician visits, emergency, hospitalization, surgery, and diagnostic tests.
CAQ & university compliant
International Student Insurance
Studying in Canada? Compare the best health insurance plans for international students — often less expensive than the plan imposed by your university, with more flexibility.
Why private insurance
Required coverage — at a price that makes sense
In Quebec, unless a social security agreement applies (France, Belgium, Denmark, Sweden, etc.), international students are not covered by the RAMQ. Private insurance is required by the Quebec Acceptance Certificate (CAQ) and by the university. Our role: find you equivalent protection at a lower cost than the institution's mandatory group plan.
- CAQ and university compliance
- Emergency medical care and hospitalization
- Prescription drugs
- Emergency dental care
- Maternity coverage (after waiting period)
- Short trips outside Canada included
What's covered
Full protection for the duration of your studies
Prescription drugs
Medications prescribed during the period of study in Canada.
Dental & vision
Emergency dental care included; preventive care and optometry available on premium plans.
Travel during studies
Coverage for short stays outside Canada (holidays, family visits home).
Estimated pricing
How much does student insurance cost?
Estimated annual rates for a healthy student with full medical and hospital coverage in Canada.
Many students save $200 to $600 per year by replacing their university's automatic group plan with an equivalent private plan.
| Profile | Estimated annual price |
|---|---|
| Student only (no maternity) | ~$700 – $1,000 |
| Student + maternity included | ~$900 – $1,300 |
| Student + spouse | ~$1,400 – $2,100 |
| Family (student + spouse + child) | ~$1,800 – $2,800 |
Partner insurers
Student plans compared
TuGo
Comprehensive international student plan · Stable pre-existing conditions · Annual renewal
Destination Travel
Competitive student rates · Maternity coverage · Emergency dental care
FAQ
Frequently asked questions from international students
Study in Canada with complete peace of mind
Receive your student quote in under 24 hours, with proof of insurance accepted by your university.