Medical emergencies
1 in 6 travellers cancels or cuts a trip short for medical reasons. Without insurance, prepaid costs are simply lost.
Protect your travel investment
Trip Cancellation Insurance
Life happens — get reimbursed for your flights, hotels, and all-inclusive packages if illness, a family emergency, job loss, or a mid-trip disruption forces you to cancel or cut your trip short.
Why trip cancellation insurance
A trip often means thousands of dollars in non-refundable costs
Flights, hotels, cruises, excursions, all-inclusive packages — most costs are committed before you even leave home. Trip cancellation/interruption insurance reimburses those amounts when you have to cancel or cut your trip short for a covered reason.
Family emergencies
Illness or death of a parent, spouse, or close friend — in Canada or at your destination — entitles you to reimbursement.
Work-related disruptions
Involuntary job loss, required relocation, or jury duty are covered by most plans.
What's covered
Cancellation, interruption, and everything in between
Pre-departure cancellation
Reimbursement of non-refundable expenses: flights, hotels, cruises, all-inclusive packages, excursions.
Mid-trip interruption
New return ticket, unexpected hotel nights, and the unused portion of your trip if you need to return home early.
Illness or death
Coverage for illness, hospitalization, or death of the traveller, a travel companion, or a loved one in Canada.
Life's unexpected events
Involuntary job loss, jury duty, home disaster, required job relocation — depending on the plan.
Covered reasons
More than 20 reasons recognized by Canadian insurers
Here are the main ones. The full list and exclusions vary by plan — our advisors help you compare the exact policy wording.
- Sudden illness, hospitalization, or death of the traveller
- Illness or death of a loved one in Canada or at the destination
- Involuntary job loss after more than one year of employment
- Subpoena as a juror or witness by a court
- Major home disaster (fire, flood)
- Official Global Affairs Canada advisory advising against travel
- Common carrier delay causing a missed connection
- Mandatory job relocation more than 100 km away
Indicative pricing
How much does trip cancellation insurance cost?
The premium is calculated as a percentage of the total non-refundable trip cost. The younger the traveller and the shorter the trip, the lower the premium.
Prices are indicative — your exact quote is tailored by one of our certified advisors.
| Trip cost | Cancellation only | All-inclusive (cancel. + medical) |
|---|---|---|
| $1,500 | ~$60 – $120 | ~$95 – $175 |
| $3,000 | ~$120 – $240 | ~$180 – $330 |
| $5,000 | ~$200 – $400 | ~$290 – $540 |
| $10,000 | ~$400 – $800 | ~$575 – $1,050 |
Partner insurers
Two leading insurers, one easy quote
TuGo
Cancellation & Interruption Plan · All-Inclusive Package with cancellation · Claims managed in Canada
Allianz
Multilingual cancellation + interruption · 24/7 worldwide service · All-inclusive plans for Canadians
FAQ
Frequently asked questions
Protect your next trip — starting today
Our advisors compare cancellation and interruption plans at no charge to find you the best coverage at the best price.